Arua, Uganda – Equity Bank Uganda has reaffirmed its commitment to supporting small and medium enterprises (SMEs) in the West Nile region through its nationwide Tupange Business Ne Equity series. The latest edition took place in Arua under the theme “Financing Integrated Value Chains and SME Growth.”
The forum brought together business owners, community leaders, and partners to explore opportunities for growth and to discuss how value chain financing can strengthen local enterprises.
Transforming Lives Through Finance
Welcoming participants, Charles Orodriyo, the Arua Branch Manager, said the initiative reflects Equity’s broader vision of transforming lives and societies.
“At Equity Bank, we want to transform lives and communities. I encourage entrepreneurs in Arua to embrace change and grow both in their businesses and in their personal lives,” he said.
Representing the Executive Director, Robert Wanok, Head of Retail Banking, highlighted the bank’s Pan-African vision under the Africa Recovery and Resilience Plan. He explained that Equity’s model is built on three pillars: commercial banking, social impact through the Equity Foundation, and sustainability.
Wanok stressed that agriculture, mining, manufacturing, trade, and MSMEs remain priority sectors for Uganda’s growth, adding that the bank is committed to empowering SMEs with digital and credit solutions to help them thrive across regional trade corridors.
Lessons for Entrepreneurs
Peter Ssemakalu, Regional Manager Business Growth and Development, shared a local proverb: “A goat can feed a family, but only if it does not eat your crops.” He compared this to SMEs, noting that with the right financial guidance and support, businesses can generate value, profits, and jobs.
Keynote speaker Draecabo Trinity Ceasar, Chairperson of the Ayivu Development Agency, encouraged entrepreneurs to build strong relationships with banks. He advised business owners to pay attention to detail, work together, manage resources wisely, and seek long-term partners.
Challenges and Opportunities
A panel discussion revealed common challenges faced by SMEs in the region, including reliance on raw produce with little value addition, weak record-keeping, and poor market linkages that prevent local producers from fully tapping into available opportunities, such as those created by the large refugee population in West Nile.
Speakers called for value chain integration, better financial literacy, and stronger partnerships to build competitive and sustainable businesses.
Tailored Solutions for SMEs
Equity Bank showcased financial products designed for small businesses, including:
Easy Stock Financing for retailers and distributors
Grain Trader Financing for aggregators
Easy Float Financing for mobile money agents
Asset and Vehicle Financing for equipment purchases
Unsecured credit for contractors and suppliers with valid contracts or purchase orders
Recognizing Excellence
The event closed with the SME Awards 2025, celebrating outstanding businesses in the Greater North. Honorees included:
Madi West-Nile Diocese – SME Business Influencer Award
Cress Africa Foundation Limited – SME Customer Loyalty Award
Kuluva Hospital – SME Ecosystem Customer Award
Through Tupange Business Ne Equity, Equity Bank reaffirmed its promise to walk alongside SMEs, supporting their growth and strengthening Uganda’s economy.
